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Underinsurance happens when someone doesn’t have the adequate insurance to cover the cost of loss or damage to their business when something goes wrong. Here are some tips to avoid getting caught short.
Most business owners know that insurance is essential to run a business. Yet there remains a high prevalence of underinsurance in Australia, exposing as many as 12.8 per cent of small businesses to financial hardship.
All businesses need insurance, but there isn’t one universal policy for all businesses. That’s because the cover required will depend on many factors including the business type, sector, industry and size.
QBE Insurance and Elders were there to provide support and guidance to the club as it grappled with the challenges of the damage and rebuilding.
advice on this website has been prepared without taking into account
your objectives, financial situation or needs. You must decide whether
or not it is appropriate, in light of your own circumstances, to act on
this advice. You should ensure you obtain and consider the Product
Disclosure Statement for the policy before you make any decision to
Normal underwriting terms and conditions apply. Refer to the Product Disclosure Statement to decide if a product is right for you.