Covers your investment property and, if it’s furnished, your contents too. For extra protection add the tenant theft/vandalism and failure to pay rent options.
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You know how important it is to insure your home and belongings, but are you sure you’ve got enough cover? We provide online insurance calculators to help you figure out how much cover you need (your ‘sum insured’).
It's easy to underestimate the cost of rebuilding your home or replacing its contents. Our insurance calculators will help you figure out how much cover you need (your 'sum insured').
You’re covered for loss or damage caused by ‘defined events’. For details of these events, refer to your Product Disclosure Statement and Policy Schedule.
Yes. You can choose to cover up to $10,000 of damage caused by your tenants, after we’ve deducted an excess of $750.
You’re covered for loss of rent if your property isn’t fit to live in (after a claim) while it’s being repaired or rebuilt.
Legal liability protects you if you become liable as an owner for bodily injury or death to another person, or for loss or damage to another person’s property.
Claim online or call us 24 hours a day on 133 723.
Use our home and contents insurance calculators to assess the value of your home and its contents.
Yes. You’re covered for unoccupied/unfurnished periods between tenants for up to 30 days. For longer periods, please call us.
Yes. You’re covered for fusion of household electric motors up to $2,000, after we’ve deducted any applicable excess or depreciation.
As part of your sum insured, you’re covered for building costs following damage to your property including temporary protection, debris removal, architect or surveyor fees, demolition costs, and compliance with statutory notices.
The Building Sum Insured Safeguard is all about peace of mind. If your home is a total loss and you’ve used our home insurance calculator correctly to set your sum insured – but our estimate has fallen short – we’ll cover you for up to 30% more than your sum insured. You’ll need to provide a copy of your Building Replacement Estimate in the event of a claim so please download and save a copy of the full report and keep a printed copy in an offsite location.
The Safeguard benefit also protects your sum insured if the increased cost of repair over and above your sum insured was directly caused by a catastrophic event. More information regarding this benefit can be found in your Product Disclosure Statement and Policy Schedule.
advice on this website has been prepared without taking into account
your objectives, financial situation or needs. You must decide whether
or not it is appropriate, in light of your own circumstances, to act on
this advice. You should ensure you obtain and consider the Product
Disclosure Statement for the policy before you make any decision to
Normal underwriting terms and conditions apply. Refer to the Product Disclosure Statement to decide if a product is right for you.