What is it?

When you sell your home, Owner Builder Warranty insurance protects the new owner if they discover defects in work you’ve carried out as the owner builder. If you die, disappear or become bankrupt they can make a claim on your policy to recover their costs.

Check your state below to find out if you need Owner Builder Warranty cover. If you do need it to sell your home, a QBE authorised broker or representative can arrange it for you.

This policy is for owner builders. If you’re a licensed builder carrying out residential building work you may need Builders Warranty insurance.


In Victoria you need Owner Builder Warranty insurance if you spent more than $16,000 on the work, and it was completed in the last six years and six months.

For more information about DBI and Policy Wordings for Certificates issued after 31 May 2010, visit Domestic Building insurance.

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In Western Australia you need Owner Builder Warranty insurance if you spent more than $20,000 on the work, and it was completed in the last seven years.

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The advice on this website has been prepared without taking into account your objectives, financial situation or needs. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. You should ensure you obtain and consider the Product Disclosure Statement for the policy before you make any decision to acquire it.

*You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Join online now. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions.

Members will earn one Qantas Point for every $2 spent on the following eligible QBE Travel products; International Comprehensive, Annual Multi-Trip and Australian Comprehensive insurance policies.

Qantas Points may take up to 6 weeks from the date of your departure to be credited to your Qantas Frequent Flyer account. For full details about the Qantas Frequent Flyer program visit qantas.com/frequentflyer.