Our Builders Warranty cover

If you’re a licensed builder you may need Builders Warranty insurance for some, or all, of your residential jobs. Builders Warranty protects your customer if they lose their deposit, you don’t finish the job or it’s defective, and you die, disappear or become bankrupt. 

The rules vary from state to state but in many places it’s a legal/statutory requirement for jobs above specified dollar amounts. To find out more select your state below.

If you’re an owner builder looking to sell your home, you may need Owner Builder Warranty.

Builders Warranty insurance is available through QBE authorised brokers and representatives.

We do provide cover.

Known as Residential Building Warranty insurance, it covers homeowners for loss of deposit, incomplete or defective building work if their builder dies, disappears or becomes insolvent. It’s a requirement for residential building work valued over $12,000.

Please contact your authorised broker or QBE representative if you need cover.

For more information on ACT regulations visit ACT Government Planning.

We do provide cover, as agent for Insurance and Care NSW (which is responsible for managing the Home Building Compensation Fund (HBCF) on behalf of the NSW Self Insurance Corporation).

The HBCF covers homeowners for loss of deposit, incomplete and defective building work if their builder dies, disappears, becomes insolvent or fails to satisfy a money order (resulting in the suspension of their licence by NSW Fair Trading). It’s a requirement for most residential building work valued over $20,000 (other than the construction of new buildings of more than three storeys, containing two or more dwellings).

Please contact your authorised broker or QBE representative if you need cover.

For more information on NSW eligibility and other requirements visit Home Building Compensation Fund.

We don’t provide cover.

In the Northern Territory, Builders Warranty insurance isn’t a legal requirement.

For more information visit Northern Territory Government.

We don’t provide cover.

Known as Home Warranty insurance, It’s provided solely by the Queensland Building and Construction Commission.

For more information visit Queensland Building and Construction Commission.

We do provide cover.

Known as Building Indemnity insurance, it covers homeowners for loss of deposit, incomplete or defective building work if their builder dies, disappears or becomes insolvent. It’s a requirement for residential building work valued over $12,000.

Please contact your authorised broker or QBE representative if you need cover.

For more information on South Australian regulations visit Consumer and Business Services.

We don’t provide cover.

In Tasmania, Builders Warranty insurance is a voluntary scheme and not a legal requirement.

For more information visit WorkSafe Tasmania.

We do provide cover.

Known as Domestic Building insurance (DBI), it covers homeowners for loss of deposit, incomplete or defective building work if their builder dies, disappears, becomes insolvent or fails to comply with a tribunal or court order. It’s a requirement for residential building work valued over $16,000.

Please contact your authorised broker or QBE representative if you need cover.

For more information about DBI, Policy Wordings for Certificates issued after 31 May 2010, and to check if a builder is eligible, visit Domestic Building insurance.

We do provide cover.

Known as Home Indemnity insurance, it covers homeowners for loss of deposit, incomplete or defective building work if their builder dies, disappears or becomes insolvent. It’s a requirement for residential building work valued over $20,000.

Please contact your authorised broker or QBE representative if you need cover.

For more information on WA regulations visit WA Department of Commerce.

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