Our Aviation cover

In the air or on the ground, aviation presents a unique set of risks. Whether it’s your business or just sheer pleasure, you need specialist insurance. We can help.

Our hands-on experience in the field gives us the insight to understand your needs and design insurance that works for you. We cover everything from airlines and private planes to pilots, refuellers and baggage handlers.

Risk management and accident prevention advice are part of the service. And if you need to make a claim we’re here to guide you through our hassle-free claims process.

We provide Aviation insurance across Australia, New Zealand and the Asia-Pacific region. It’s available directly and through brokers and QBE authorised representatives.

Need a broker? See our guide to finding the right broker.

Upcoming changes to CASA’s regulation regarding the use of small RPAs

From 29th September, CASA’s regulations around the use of small RPAs for commercial purposes are being relaxed. This does not mean that the serious liability implications under the Damage by Aircraft Act are any less. Please be prepared for these changes by reading the FAQ and by referring to the useful links below. 

Ensure that you not only understand the changes, but also that you or your clients have the cover to help manage the risks associated with using a remotely piloted aircraft for commercial purposes.

Read our guide regarding the changes for more information.

Other useful links:

For more information, please speak with Simon Hooper on 03 8602 9958 or at simon.hooper@qbe.com

Which cover is right for you?

Aircraft Hull and Liability

Primary insurance for aircraft big and small, from planes to gliders and RPAs (remotely piloted aircraft). Covers damage to your aircraft, plus third party and passenger injury and property damage claims.

Hangarkeeper’s Liability

Covers businesses operating in and around airports for risks such as damage to aircraft, equipment and personal injury.

Specialist cover

Cover for ground handlers, refuellers and businesses operating in or around airports. Plus a war/political risk option for Aircraft Hull and Liability policyholders.

Aircraft Non-Ownership Liability

Protection for private pilots, charter operators and other non-owners. Covers damage to aircraft, plus third party and passenger injury and property damage claims.

Aviation Business Pack

Broad aviation property and business insurance. You can use it in tandem with your Hull or Hangarkeeper’s cover or as a standalone policy.

Aircraft Aerial Application Liability

Designed for aerial agriculture businesses, this option covers industry-specific risks, such as chemical drift from crop spraying.

Remotely Piloted Aircraft cover

Remotely Piloted Aircraft (RPA), otherwise known as Unmanned Aircraft Systems or drone operations, vary significantly. Cover extends to accidental damage, including whilst in use, plus personal injury and property claims as a result of an RPA accident. Individual options available on request.



We’re big on aviation safety. So much so that in 2013 we launched our QBE Airmanship Program, to support pilots in improving their safety standards.

To help spread the message we’ve partnered with Australian pilot Matt Hall, who regularly performs spectacular aerobatics in the Red Bull Air Race World Championship. Matt is passionate about safety, so he jumped at the chance to raise fellow pilots’ awareness about how they can improve their airmanship. This includes increasing their knowledge of the aircraft they fly and the environments they fly in, as well as their general level of expertise. All of which translates into safer flying.

Matt promotes the program at aviation events across Australia and posts regular updates on our Airmanship page.

Frequently Asked Questions

We’ll consider facts such as your aircraft type and model, pilot history, age and experience, currency, proficiency and recurrent training, the maintenance organisation, specific uses, utilisation and location.

Combined Single Limit is an aggregate limit in any accident, in respect to third party and/or passenger legal liability. There’s no limit in respect to any one person, only to the aggregate.

Enough to protect the assets of the pilot if there’s an accident. We can usually give you an indication of the average, higher and lower limits for your type of aircraft so you can make an informed decision.

We recognise and reward a range of training and safety courses. Sometimes attendance is a pre-requisite for cover (and you could save on your premium if you attend).

Our policy covers liability claims by family members against pilots who are legally liable and entitled to indemnity.

Yes you can.

Options include ground risks only, ground and taxiing risks only, or flight risks (which includes taxiing and ground risks cover). You can also choose a liability only policy.

Yes we can.

You’ll have to pay your policy excess. You’ll also have to contribute if you benefit from the replacement of lifed components (such as your engine or propeller).

Note: For piston-engine aircraft, the contribution clause may be removed if you pay an additional premium.