Our Professional Liability cover

If you’re a professional services provider in a field such as medicine, IT or financial services, Professional Liability insurance is a smart move. Because mistakes happen. They can happen to anyone and, when they do, they can be costly.

Professional Liability cover provides a financial safety net if you’re sued for damages caused by negligence, a mistake or omission when you’re providing a service or advice. In times of increased accountability it’s a small investment for big peace of mind.

Our Professional Liability is available through brokers and QBE authorised representatives. They’ll ensure your cover works for you and if you need to make a claim, they’ll guide you through our hassle-free claims process.

Need a broker? See our guide to finding the right broker.

Which cover is right for you?

Association Liability

Designed to protect associations and incorporated not-for-profit organisations (and their directors and officers) from legal action arising from negligent acts, errors or omissions.

Management Liability

Covers directors and officers of private companies and offers some protection to the organisation itself, including employment practices liability and fidelity coverage. Tailor your policy with optional extensions as needed.

Directors and Officers Liability

Directors and officers can face unlimited personal liability as a result of their actions and the activities of fellow directors. Operate with confidence with cover that works for you.

Financial Institutions

We provide three forms of specialist cover:

  • Professional Indemnity insurance protects financial institutions providing professional services
  • Directors and Officers insurance covers directors or officers carrying out their duties
  • Crime insurance covers losses arising from day-to-day transactions.

Information and Communication Technology

Designed to cover industry-specific risks, this combined Professional Indemnity and Business Liability policy covers liability arising from the failure of products, services and advice.

Medical Malpractice

Specialist cover for healthcare professionals, including online Medicare benefit fraud, privacy complaints, claims and statutory liability fines and penalties.

Professional Indemnity

Cover for a range of professionals providing advice or services to their clients. This policy covers third party claims for negligent acts, omissions or breaches of professional duty.

 Statutory Liability

Protects companies and individuals against liability for statutory fines and penalties resulting from a breach of legislation (provided it isn’t deliberate).

Supplementary Legal Expenses

Generally used in tandem with Directors and Officers Liability, this policy covers legal costs where a claim has been lodged against the organisation rather than a director or officer.

Trustees Liability

Covers trustees and trusts for the cost of claims arising from trustees’ wrongful acts. Ideal for self-managed super funds or private family trusts.


A comprehensive security risk bundle to cover you before, during and after a data breach. Cover includes:

  • Multimedia exposures caused by hackers (such as defamation, libel and infringement of intellectual property rights)
  • Hackers’ fraudulent use of information
  • Failure to properly handle, manage, store, destroy or otherwise control personally identifiable information
  • Unintentional transmission of a computer virus
  • Costs of withdrawing or altering data, images or other website content due to a court order or to mitigate a claim.


All-in-one package incorporating Public, Product, Advertising, Professional Services, Directors and Officers and Employment Practices Liability.

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