QBE Private Motor insurance

Flexible cover for your client’s private vehicle(s).

When your client needs to protect their own car, you can choose from Comprehensive, Comprehensive Essentials, Third Party or Third Party Fire and Theft cover to suit their needs. We can cover most cars, including sedans, wagons, 4WDs, utes, vans, convertibles and coupes.

Why QBE?

  • Choice of Agreed or Market Value cover, both with $32.5 million liability
  • Optional benefits on comprehensive policies including protected No Claim Bonus, unlimited windscreen replacement and hire car after an accident
  • Online facilities cut administration time and transaction costs, enabling you to provide enhanced customer service
  • Loyalty discounts to reward returning customers.

Product cover


Complete protection against accident damage, fire and theft, plus damage to other people’s vehicles and property.

Benefits include:

  • Driver accident compensation up to $100,000
  • Funeral benefit up to $5,000
  • Lost, stolen or illegally duplicated key/lock cover up to $2,000
  • Replacement vehicle: Comprehensive – up to two years. Essentials – up to one year
  • Trailer cover
  • Personal property cover
  • Emergency accommodation and transportation.

Third Party Fire and Theft

Covers damage to another person’s vehicle or property, plus fire and theft protection for your client’s car.

Benefits include:

  • Towing costs
  • Retrieving your client’s vehicle after it’s stolen.

It also covers damage to your client’s car up to $5,000 if it’s caused solely and directly by another uninsured vehicle.

Comprehensive Essentials

Offers your client the same cover as our Comprehensive policy, but with some pricing relief thanks to slightly lower limits and fewer additional benefits.

Third Party

Provides protection against legal liability for damage caused to other vehicles or property. It also covers damages to your client’s car up to $5,000 if the damage is caused solely and directly by another uninsured vehicle.

QBE accredited smash repairers

When a client’s vehicle needs to be fixed after an accident our Accredited Smash Repairer network can help them get back on the road asap.

Clients in NSW, ACT, VIC, QLD, SA or WA will have accredited repairers nearby ready to help. Their quality work and customer service means your client will be in good hands.

All work authorised by QBE has a lifetime repair guarantee, and if your client’s vehicle is still under the manufacturer’s warranty the repairer will only use manufacturer-approved parts.

You can search for a QBE Accredited Smash Repairer using the Repairer Finder Tool. Contact your local QBE representative if you require login access.

Our friendly staff are also happy to help you search and select a QBE Accredited Smash Repairer, simply call us on 1800 023 387.

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