QBE Commercial Hull insurance

Flexible cover for clients operating commercial vessels such as charter boats, small work boats, tugs and barges.

Our Commercial Hull insurance is based on the Institute of London Underwriters’ clauses and covers vessels used for commercial purposes on Australian waters. A plain language policy is also available for most vessels and includes standard cover for:

  • Accidental damage
  • Theft
  • Malicious damage
  • Transit damage
  • Loss or damage due to war
  • Loss or damage to personal and crew property
  • Repairers’ negligence
  • Damage caused by governmental authority
  • Other damage including latent defect and damage due to the negligence of the skipper, master or crew.

Additional benefits include crew accident cover:

  • Death – sum of $25,000
  • Temporary total disablement – the sum of $250 per week, limited to 100 weeks
  • Permanent total disablement – the sum of $25,000.

Third party liability benefits:

  • Accidental death or bodily injury to a person other than the owner or crew; accidental damage to other people's property
  • Cover for $5 million, $10 million or $20 million.

Optional extensions include:

  • Loss of hire/income – resulting from loss or damage caused to the vessel. Limited to $500 per day up to a maximum of $15,000 in the aggregate of any one loss
  • Sports, fishing and/or diving equipment – accidental damage or theft of sports, fishing and/or diving equipment up to $2,000 for any one item up to a limit of $20,000
  • Passenger liability – accidental death or bodily injury to a passenger while being carried aboard your client’s vessel or accidental damage to their personal effects
  • Pollution liability – sudden and accidental pollution cover, including clean-up costs, up to a limit of $500,000.

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