Motor Insurance

Core Cover

With the right cover, you can cruise

Cars cost money to buy, money to own, and money to run.  So anywhere you can save deserves closer inspection.

With QBE’s Motor Vehicle Insurance, you can relax and enjoy the drive, knowing that should anything happen, you can be back on the road without major expense or hassles.

Competitive, convenient cover backed by QBE

Founded in 1886, QBE is one of Australia’s leading insurers.  We are proud to partner with ME to provide ME customers access to insurance policies containing a great range of features and benefits.



You have a range of cover options, depending on your own circumstances and those of others likely to drive your car.

This policy provides complete cover, regardless of the number of licensed drivers using the vehicle.   It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.

30+ Plus Nominated Driver Cover
If you are a more experienced driver over the age of 30, and others under 30 wont be driving the car, you can nominate two drivers over 30 and take out a full comprehensive policy at a discounted price.

Third Party Only
This provides cover for damage you may cause to another person’s car or property, but does not cover your own car.  Uninsured Driver Protection Cover is included under this policy.

Third Party Fire & Theft
This is an extension of the Third Party Only Policy, which provides cover if your car is stolen or damaged due to fire.


For new cars, a new car replacement option

Insure your brand new car with QBE within 2 years of purchase, and if it’s written off within the first four years of ownership or 100,000kms, whichever comes first, it’ll be replaced with a new one (conditions apply).

Summary of Benefits

Accidental loss or damage to your vehicle covered not covered not covered
Loss or damage caused by fire or theft covered not covered covered
14 day hire car following theft covered not covered covered
Windscreen or window glass breakage cover option covered not covered not covered
4 year new car replacement option covered not covered not covered
Repairs or replacement of single box trailer covered not covered not covered
Towing costs following loss or damage covered not covered not covered
Essential temporary repairs covered not covered not covered
Cover for personal items damaged in an accident covered not covered not covered
Hire car after accident option covered not covered not covered
Emergency accommodation and transport costs covered not covered not covered
Finance Gap cover covered not covered not covered
Uninsured motorist benefit covered covered covered
Legal liability for damage caused by your passenger to another person's property covered covered covered
Legal liability for other people driving your vehicle covered covered covered
Legal cost incurred in relation to legal liability cover covered covered covered

A number of ways to save

With QBE there are various ways to enjoy discounts on your premium.

A choice of Excess
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer variable excess. The higher the excess you choose, the lower the premium you’ll pay.

No claim bonus
If you’ve been claim-free for a period of 12 months upward, you may qualify for a no-claim bonus of up to 60% off the base premium.

Important Notes

Terms, conditions and acceptance criteria apply.  Cover limits apply as set out in the policy wording.  This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you

Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545

*Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased on referral from ME.