Landlords insurance core defined events
- Lightning or thunderbolt
- Earthquake or Tsunami
- Theft (not by tenant)
- Water or other liquid
- Falling tree, branch or aerial
- Damage by animals
- Storm, Rain or Flood
- Accidental Glass Breakage
You’ll also be covered for a number of benefits and any optional extras that you select.
Competitive, convenient cover backed by QBE
Founded in 1886, QBE is one of Australia's leading insurers. We are proud to partner with ME to provide ME customers access to insurance policies containing a great range of features and benefits.
Protecting your investment property and income
How do you best protect a property you own and rent to tenants? Choosing the occupants carefully helps, but even with model tenants, there’s no guarantee they’ll take care of things to the standard you’d like.
As a landlord, you need to reduce your vulnerability to vandalism, malicious damage, and theft. Not to mention lost rental income, should your property become unliveable because of major damage.
You also need protection from those unlikely, but still possible, risks like fire, lightning and storm or flood damage, falling trees and unforeseen catastrophes.
With QBE’s Landlord Cover, you have peace of mind that you’ll be covered if your property is damaged or destroyed by specific events as set out in the policy wording.
A Selection of Benefits
|Legal Liability||$30 Million|
|Building safeguard benefit|
|Burning out of electrical motors (fusion cover)|
|Cover for loss of rent should your tenants be unable to live in the home as a result of damage caused by a defined event|
|Essential temporary repairs|
|Works of art
|Building materials awaiting installation||$5,000|
|Cover for rent default||Optional extra|
|Cover for theft and/or vandalism by tenants||Optional extra|
A range of ways to save
With QBE there are various ways to enjoy discounts on your premium.
The more secure your property is – through deadlocks, window locks, and either local or monitored alarms – the less you may have to pay.
Household no claim bonus
Continue to earn No Claim Bonus discount, up to our maximum level, the more years you go without making a claim.
A choice of Excess
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of $100, $250, $500, $750, $1,000 and $10,000. The higher the excess you choose, the lower the premium you’ll pay.
Easy to arrange, simple to claim
From making your application to making a claim, QBE ensures things are as straightforward as possible.
You can apply online, or by phone. Flexible payment options include monthly or annual direct debit or credit card payments (excluding American Express and Diners).
If you do need to make a claim, we won’t make you wade through paperwork. QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.