Workers
Your employer's responsibilities
Your employer is required to take out a workers compensation insurance policy if:
- they pay in excess of $7,500 in remuneration annually; or
- the total annual remuneration they pay is less than $7,500 and they employ an apprentice or trainee, or if they are a member of a Group of companies for Workers Compensation purposes.
If your employer pays remuneration to workers and does not take out a workers compensation insurance policy, penalties could apply.
Who isn't covered?
If your employer pays annual wages of $7,500 or less, they are no longer able to obtain a workers compensation insurance policy unless they employ an apprentice or trainee, or if they are a member of a group of companies for workers compensation purposes. (Effective from 30 June 2008.)
This includes private householders employing domestic staff and paying $7,500 or less in annual wages.
Employers who are unclear about their requirements for a workers compensation insurance policy, including other rights and responsibilities, can contact our QBE NSW team direct on 1300 550 672 or visit WorkSafe NSW.
Additional information on worker rights and responsibilities is also available from WorkSafe NSW.