Questions & Answers
This information is specific to QBE Motorcycle insurance policies. If you have a more general question about your insurance, please click here.
Q. Do you offer Market or Agreed Value?
A. We offer both Agreed & Market Value on most motorcycles. There are some conditions, e.g. you can't choose any agreed value as we need to agree the amount is reasonable for the next 12 months taking into consideration issues like the condition of your motorcycle, distance travelled, accessories & modifications and the demand for special models.
Q. What if I find a cheaper quote?
A. We guarantee to beat any genuine offer.* We may ask you for a copy of your quote to validate the details.
*Offer valid for new motorcycle policies and renewals. QBE guarantees to beat any genuine offer. Price guarantee based on the price of our standard policy compared to competitors, who must be APRA authorised insurers and hold an AFSL issued by ASIC. This offer does not apply to any free offers of insurance. Normal underwriting terms, conditions & acceptance criteria apply.
Q. Do you cover my riding gear & helmet?
A. Yes. We will cover motorcycle apparel for both the main rider and pillion rider for a total amount of $4000 when it is accidentally damaged or stolen as a result of an incident of theft or damage to your bike. (Applies to all comprehensive policies).
Q. What if the motorcycle is not registered in my name?
A. Only the person in whose name the motorcycle is registered is able to take out an insurance policy for the motorcycle. If you are not the registered owner, but you ride the motorcycle regularly, the owner must inform our staff and name you as an additional rider on the policy.
Q. I have a dirt bike and I can’t register it. Can I still get insurance?
A. Yes. QBE has a Fire & Theft policy that is available to unregistered motorcycles. It covers the motorcycle for fire and theft only. To find out more refer to the policy wording.
Q. I’m going overseas and I want to take my motorcycle with me, is it still insured?
A. No. QBE Insurance only insures you for an incident occurring in Australia or while your bike is being transported within Australia.