Features & Benefits
QBE Home Insurance policy covers the following defined events:
- fire
- explosion
- lightning & thunderbolt
- earthquake
- theft
- vandalism and malicious damage
- water or other liquid
- collision
- falling tree, branch or aerial
- damage by animals
- riot
- storm, rain or flash flood.
Our Home insurance provides the following added benefits:
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accidental glass breakage
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burning out of electrical motors (fusion)
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alternative accommodation costs if you can’t live in your home
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$30 million legal liability if you cause injury or damage to another person or property
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essential temporary repairs if you have to make a repair and can't contact us
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building sum insured safeguard cover (cushions you up to 30% of your sum insured payable in the event of total loss)
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building materials awaiting installation
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modification to your building due to paraplegia or quadriplegia
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optional Accidental Damage cover
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optional fence and gate cover.
Our Home Contents insurance provides the following added benefits:
- new for old replacement on most items
- accidental glass breakage
- spoiled refrigerated food and medicines from power failure
- 14 days automatic cover at both sites when you are moving into a new permanent home
- contents in storage. Automatic for 3 months with option to extend
- veterinary expenses if your domestic dog or cat is injured due to a road accident, fire, lightning or earthquake
- loss of credit cards
- cost of replacing locks if your house keys are stolen
- optional Accidental Damage cover
- burning out of electrical motors (fusion)
- $30 million legal liability if you cause injury or damage to another person or property
- optional Domestic Workers Compensation.
A range of ways to save
With QBE, there are also a number of ways to enjoy substantial discounts on your insurance premium:
- joint building and contents discount
- security discounts
- household No Claim Bonus
- a choice of excess
- over 50's discount
- discount for retirees.