Features & Benefits

Compare the benefits of QBE Car insurance:

Benefits	Comprehensive (including Preferred & Nominated Driver Policies)	Legal Liability	Legal Liability, Fire and Theft
Accidental loss or damage to your vehicle	ü	x	x
Loss or damage caused by fire or theft	ü	x	ü
14 day hire car following theft	ü	x	x
Unlimited windscreen or window glass breakage cover option	ü	x	x
4 Year New Car Replacement option	ü	x	x
Repairs or replacement of single box trailer	ü	x	x
Towing costs following loss or damage	ü	x	x
Essential temporary repairs	ü	x	x
Lifetime Repair Guarantee	ü	x	x
Legal liability when driving a substitute vehicle	ü	ü	ü
Legal liability including bodily injury or death to another person (CTP gap cover)	ü	ü	ü
Legal liability for damage caused by your passenger to another person's property	ü	ü	ü
Legal liability for other people driving your vehicle	ü	ü	ü
Legal costs incurred in relation to legal liability cover	ü	ü	ü

Optional additional benefits of QBE Car insurance include:

4 Year New Car Replacement Policy - insure your brand new car with us from the time of purchase and if it’s written off within the first four years or 100,000kms, we’ll replace it with a brand new one. Applies to eligible Private Use vehicles less than 2 years old, and owned from new.
No Claim Bonus protection - safeguard against losing your No Claim Bonus discount. Plus, if you haven’t made a claim over the last 2 years and you’re on a maximum No Claim Bonus rating, you can choose to protect it for life.

A range of ways to save

There are also a number of ways to enjoy discounts on your premium:

flexible excesses - the choice to reduce your premium by selecting a higher excess
new car discount - a welcome saving when you’ve gone to the expense of purchasing a brand new vehicle
no Claim Bonus discount - if you’ve been claim-free for 12 months or more you can receive a No Claim bonus discount of up to 60% off the standard premium
over 50's discount.